How To Buy a House? - Ohio Homes & Real Estate For Sale

Buying A House For The First Time?

If you?re buying a house for the first time, don?t stress. This in-depth buyer?s guide can prepare first-time home buyers for the process of buying a house that fits your wants, needs, and budget. This buyer?s guide should help alleviate any unwanted stress when buying your first home.

#1 Get A Copy of Your Credit Report:

Your credit score does not just determine whether you?ll be able to secure a home loan, it will also determine what type of interest rate you?ll qualify for when securing a home loan. Generally, a home mortgage loan cannot be secured unless you have at least a 660 credit score. The better your credit score, the better interest rate you will receive. If your credit report shows outstanding or unpaid debts, maxed-out credit cards, late payments, liens, or a bankruptcy, you would probably be expected to apply a larger down payment in order to secure the loan ? if you were even approved for a home loan.

There are three major credit reporting agencies (credit bureaus) that creditors report to, Trans Union, Equifax, and Experian. It?s important to understand that you must check all three credit bureaus, as some creditors only report to one or two of the bureaus. There are many different companies out there offering ?Free Credit Reports? ? so proceed with caution. By law, all three credit bureaus, Experian, Equifax & Trans Union, must issue you a free credit report once a year.

#2 Contact A Mortgage Broker (Loan Officer):

You?ll want to contact a mortgage consultant or home loan lender and secure a pre-approval letter by providing some basic information. Keep in mind, there is a big difference between a ?pre-approval letter? and a ?pre-qualification letter.? A pre-qualification letter is as simple as calling a mortgage broker and asking for one (I?m serious). A pre-approval letter, on the other hand, requires proof and verification of all information provided.

A home loan pre-approval letter is important for many reasons, but I?ll name just a few. First and foremost, it tells you how much of a home loan you qualify for (how much money you can borrow). Second, a pre-approval letter tells your real estate agent that you are a serious buyer and it gives your real estate agent a definitive purchase price. Once your real estate agent knows your price range, the more specific he/she can be when searching for homes to show you. Third, a pre-approval letter gives you more leverage when negotiating with sellers. Generally, sellers prefer negotiating with pre-approved buyers because they know that pre-approved buyers are financially qualified to obtain financing to close the transaction.

#3 Find A Real Estate Agent (Realtor):

Finding a professional real estate agent is crucial when buying or selling a home. A qualified professional Realtor will walk you through most, if not all, of the steps mentioned in this home buyer?s guide. There are two types of real estate agents: a ?buyer?s agent? and a ?listing agent.? When buying a home ? which is what we are addressing in this post ? you?ll be interviewing a ?buyer?s real estate agent.? If you were selling your home, you would be interviewing a ?listing real estate agent.?

The seller pays the commission to your buyer?s agent, so it costs you nothing to hire a real estate agent. Your real estate agent serves you by informing you of houses, townhouses & condos available that meet your needs (realtors have access to their local MLS real estate database) and by answering your questions about the buying process. In theory, your real estate agent should negotiate on your behalf and successfully secure the best price possible.

#4 Tell Your Realtor Where You Would Like To Buy A House:

Discuss with your real estate agent what part of town you would like to live in, specific school district, certain neighborhood, the exact amount of your pre-approval letter, and how much you are willing to spend on your new home. Once your Realtor has this important information, he/she can start to research homes for sale that match your specific criteria. Once your real estate agent has found two or three homes he/she feels you may be interested in, they will coordinate with your schedule and set a time to show you the houses.

#5 Once You Find A House, Secure A Property Disclosure From The Sellers:

A property disclosure form outlines specific problems (issues) with the house that the seller knows about and is mandated by law to disclose to all future buyers. If you are satisfied with what you see in the property disclosure form, you can move on to the next step in the buying process.

#6 You?ll Contractually Submit An Offer On The House:

Now that you?ve just submitted an offer on your desired home, hopefully the seller will accept all terms. If not, you will likely see a counter offer. If the seller returns a counter offer, your real estate agent will present this to you and from there you can either decide to stop negotiations and continue to search for a different house, counter the counter offer, accept the counter offer with conditions, or accept the counter offer as is and move on to the next step in the buying process.

#7 Order A Complete Home Inspection:

Now that you and the seller have contractually agreed on a price, it?s time to order a complete home inspection by a certified home inspector. Generally, the home inspection is paid for by you, the buyer. Certified Home Inspectors charge anywhere from $350 to $500 depending on the size of the home. You?re probably asking yourself, ?why would I need a home inspection when I have a signed property disclosure form?? A home inspection may turn up problems with the house that the current homeowner (seller) wasn?t even aware of and isn?t listed on the property disclosure form. If the home inspection turns up problems not listed in the property disclosure form, you can request that the seller cover the cost to fix the problems, lower the price of the house, or simply walk away from the deal if the contract allows for that option.

#8 Your Lender Will Have The House Appraised:

Your lender (bank) will have the house appraised by a certified real estate appraiser to ensure the house is worth what you?re paying for it. The bank will not approve a home loan for $150,000 when the house is only worth $110,000. For the most part, you (the buyer) will have to pay for the appraisal up front, otherwise the cost of the appraisal will be calculated into your closing cost. Besides paying for the cost of the appraisal, you have nothing to do with this part of the buying process.

#9 Closing On Your New Home:

You are now ready for the final step in the buying process: attending the closing. Generally, the closing is held at either a real estate office, title company, or the lenders location. The closing table is where you will fill out the final paperwork and pay closing costs (down payment), unless the costs were rolled into the mortgage. If the costs were not rolled into the mortgage, you will either have to bring a certified money order or have your bank wire the funds to the closing company. Congratulations ? you now own your very own home and a piece of the American dream!

Source: http://ohiorealestateguys.com/buying-a-house/first-time-home-buyer/

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Videos take artistic look at frontiers of science

An animation by NASA's Scientific Visualization Studio tracks global ocean currents.

By Alan Boyle

Do science and art mix? They certainly do in a couple of computer-generated visualizations that show how Earth's oceans flow and how our universe grew up.

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The "Perpetual Ocean" animation was created by NASA's Scientific Visualization Studio, and tracks ocean surface currents around the world from June 2005 through December 2007. It was created using a high-resolution computer model that translates whatever satellite and ground-based readings are available into a global, full-ocean depiction of ocean and sea-ice circulation. The model is called ECCO2, which stands for Estimating the Circulation and Climate of the Ocean, Phase II. ECCO2 is used for quantifying the role of the oceans in the global carbon cycle and for other scientific applications as well. Plus, it's just a darn cool video.

The funny thing is that the video was done almost a year ago. "This visualization was created as a last-minute entry for the SIGGRAPH 2011 computer animation festival; however, it was not accepted," the studio said in its database description. Despite that initial dose of rejection, "Perpetual Ocean" has gone on to become viral in the past week, probably because it has just been uploaded to NASA Goddard's popular Flickr site.

This year's deadline for SIGGRAPH 2012 submissions is April 9?? and I'm betting that, this time, NASA isn't waiting until the last minute.

Stanford University, meanwhile, has just put out a video that highlights visualizations created at the SLAC National Accelerator Laboratory's Kavli Institute for Particle Astrophysics and Cosmology, or KIPAC.

Dramatic 3-D videos, created from actual data at SLAC's Kavli Institute for Particle Astrophysics and Cosmology, show the origins of the universe.

Researchers at the Visualization Lab use supercomputers to produce computer simulations showing the birth of the first stars, the spread of the cosmic web, the blast of a supernova and other astrophysical wonders.

"Creating these animations is a real joy these days, because computers and software are so much more powerful today," Stanford physics professor Tom Abel, the head of KIPAC's computational physics department, said in a Stanford news release. "Not long ago, it took us weeks to produce a single animation. Now we can do one in an afternoon."

Take a look at KIPAC's image and photo gallery, and whenever you can, go full-screen with the video.

More science you can watch:

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Alan Boyle is msnbc.com's science editor. Connect with the Cosmic Log community by "liking" the log's Facebook page, following @b0yle on Twitter or adding Cosmic Log's Google+ page to your circle. You can also check out "The Case for Pluto," my book about the controversial dwarf planet and the search for other worlds.

Source: http://cosmiclog.msnbc.msn.com/_news/2012/03/28/10909814-visualize-the-seas-and-space

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Bride Dies Of Ovarian Cancer 90 Minutes Before Her Wedding ...

SWNS

By Debbie Emery - Radar Reporter

A British bride-to-be who dreamed of walking down the aisle despite a long-term battle with cancer lost her fight for life 90 minutes before she managed to say, ?Til death do us part.?

Jemma Webb, 32, had been due to marry fianc? Alex Bradford, 30, at a beautiful English country house next month, but the date was brought forward as her condition worsened, reported the Telegraph.co.uk .

PHOTOS: Beautiful Bride Loses Cancer Battle 90 Minutes Before Wedding

The hopeful couple moved the date forward by two weeks and were due to tie the knot at 4.30 pm last Saturday in their hometown of Exeter, Devon, but sadly Jemma lost her four-year fight against ovarian cancer at 3 pm.

?On the day she was obviously excited and I was too. But by 2pm she got worse and within an hour she had passed away,? said Jemma?s husband-to-be. ?She just kept herself together all through the illness. Some people give up but she always thought she was going to beat it.?

Webb was already diagnosed with the deadly disease by the time she met the man of her dreams nine months ago while they worked together at EDF Energy in Exeter, although Alex didn?t realize he she was sick at first.

"I didn't know she was ill, you wouldn't," he said.

"It was just a normal relationship as you could imagine to start with,? but then two months in the cancer spread to her liver and her lungs and I? knew then that I had to be there for her,? said Bradford.

Alex popped the question in January and the happy couple quickly began making plans to walk down the aisle at a historical Georgian mansion in Dartmoor National Park. ?But I loved her ? it was as simple as that, so it was never really a decision,? revealed Alex.

Jemma?s lust for life touched the hearts of everyone who knew her, and at her funeral this week ,?there was about four times the church outside and inside, they had to do it by a loudspeaker,? said her father, Bob Webb.

Her legacy will live on in her campaign for the Eve Appeal gynecological cancer research charity, for which she had run a half marathon even after undergoing chemotherapy.

?

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Source: http://www.radaronline.com/exclusives/2012/03/bride-dies-cancer-wedding-day

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UN panel ties some weather extremes to warming

By msnbc.com staff and news services

Warming has led to changes in climate extremes such as heat waves, record high temperatures and, in many regions, heavy precipitation since 1950, the U.N. climate panel warned in a report Wednesday.

"It is very likely that there has been an overall decrease in the number of cold days and nights, and an overall increase in the number of warm days and nights, at the global scale," the scientists wrote.

Some populations are already living on the edge?of disaster, given the projected increases in the magnitude or frequency of some extreme events in many regions, the report stated.

"Small increases in climate extremes above thresholds or regional infrastructure 'tipping points' have the potential to result in large increases in damages to all forms of existing infrastructure," the experts said.

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In the past, the Intergovernmental Panel on Climate Change has focused on the?gradual rise of temperatures and oceans. This report is the first to look at less common but far more noticeable extreme weather changes, which lately have been costing on average about $80 billion a year in damage.

The study forecasts that some tropical cyclones -- which include hurricanes in the United States -- will be stronger, while the frequency might diminish.

"Average tropical cyclone maximum wind speed is likely?to increase, although increases may not occur in all ocean basins," the experts?stated. "It is likely that the global frequency of tropical cyclones will either decrease or remain essentially unchanged."

Some other specific changes in severe weather that the scientists said they had the most confidence in predicting include more heat waves and record hot temperatures worldwide and increased downpours in Alaska, Canada, northern and central Europe, East Africa and north Asia.

"We mostly experience weather and climate through the extreme," said one of the report's top editors, Chris Field, an ecologist with the Carnegie Institution of Washington. "That's where we have the losses. That's where we have the insurance payments. That's where things have the potential to fall apart.

Read the full report from the IPCC

"There are lots of places that are already marginal for one reason or another," Field said. But it's not just poor areas: "There is disaster risk almost everywhere."

At 592 pages long, the report elaborates on a summary of findings released last November.

The report specifically points to New Orleans during 2005's Hurricane Katrina, noting that "developed countries also suffer severe disasters because of social vulnerability and inadequate disaster protection."

In coastal areas of the United States, property damage from hurricanes and rising seas could increase by 20 percent by 2030, the report said. And in parts of Texas, the area vulnerable to storm surge could more than double by 2080.

Already, U.S. insured losses from weather disasters have soared from an average of about $3 billion a year in the 1980s to about $20 billion a year in the last decade, even after adjusting for inflation, said Mark Way, director of sustainability at insurance giant Swiss Re. Last year that total rose to $35 billion, but much of that was from tornadoes, which scientists are unable to connect with global warming. U.S. insured losses are just a fraction of the overall damage from weather disasters each year.

The scientists say that some places, particularly parts of Mumbai in India, could become uninhabitable from floods, storms and rising seas. In 2005, over 24 hours nearly 3 feet of rain fell on the city, killing more than 1,000 people and causing massive damage. Roughly 2.7 million people live in areas at risk of flooding.

The IPCC and former Vice President Al Gore won the 2007 Nobel Peace Prize for their efforts around climate change.

Since then,?the IPCC?has also come under fire from those questioning whether warming can be attributed to mankind's burning of fossil fuels. Critics found a flawed analysis of Himalayan glacier melt, and a few other questionable data, but overall the thousands of pages of IPCC documents have stood the test of scientific review.

Reuters and The Associated Press contributed to this report.

More from msnbc.com and NBC News:

Follow us on Twitter: @msnbc_world

Source: http://worldnews.msnbc.msn.com/_news/2012/03/28/10904327-un-climate-panel-ties-some-weather-extremes-to-global-warming

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Rising powers say new bank can help development

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Source: http://news.yahoo.com/rising-powers-bank-help-development-092229204.html

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Humanity's Quest to Learn about Our Origins and Last Call for the Science in Action Award

Humans have a seemingly primal need to understand how we came to be the way we are today. Pieces of our ancient forebears generally are hard to come by, however. Scientists working to interpret our evolution often have had to make do with studying a fossil toe bone here or a jaw there. Now, in an amazing bounty, paleoanthropologist Lee Berger and his team have uncovered two well-preserved partial skeletons of Australopithecus sediba that date from nearly two million years ago at a site near Johannes?burg, South ?Africa; the specimens include bones from every region of the body. The bones of at least four other individuals have also been found.

Already those first two A. sediba skel?etons suggest we may have to revise a lot of what we thought was true about early human history. If Berger?s interpretation of the bones is correct, some branches of our family tree may need to be redrawn. Senior editor Kate Wong visited the site with Berger to learn more. This month?s cover story, ?First of Our Kind.?

Turning to the state of our species today, we offer a special report on polio. Worldwide confirmed cases of the disease, which once crippled hundreds of thousands, have dropped into the hundreds. But eliminating it remains challenging. Medical reporter Helen Brans?well explains why in ?Polio?s Last Act.? As you?ll learn in journalist William Swanson?s ?Birth of a Cold War Vaccine,? in the 1950s polio terrified the U.S. and U.S.S.R. almost as much as nuclear weapons. To test the oral vaccine, two scientists bridg?ed their countries? differences. They have saved uncounted thousands from the misery of this ancient scourge.

Last Call
Students ages 13 to 18, you still have time to enter the Google Science Fair: April 1 is the deadline. All entries are automatically considered for Scientific American?s Science in Action award. In add?ition to the $50,000 prize, the winner will get a year of mentoring.

Science in Action is a new addition to the Google Science Fair for 2012. The winning project will be able to address a social, environmental or health issue to make a practical difference in the lives of a group or community and may possibly be scaled. To get inspired, watch a video about a Science in Action?style 2011 finalist, Harine Ravichandran, at www.Scientific?American.com/science-in-action. On that page, you can also find a list of our judges and mentors.

The Science in Action winner will be announced in June and will join Google Science Fair finalists at the company?s Mountain View, Calif., campus for a special awards event on Monday, July 23. I?m a judge again this year. Best of luck to all entrants.

Source: http://rss.sciam.com/click.phdo?i=15c508050d514c893afcf27da8d658f4

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Hedonistic Culinary artist Recipes | Accesscoastal's Blog For Food ...

Hedonistic Culinary artist Recipes

elaborate gourmet chef Recipes are recipes for adventurous cooks. There is a website where you can sign up and look at plenty of interesting recipes.I refer thousands people to the website for their recipes. sumptuous culinary artist recipes are scrumptious. The recipes are split into Appetisers and Snacks, Beverages, Breakfast and Brunch, Cooking Methods, Crafts, Desserts, Especially For Family, Festival, Main Dishes, Preparation Time and Side Dishes. There are many dinner recipes that are smaller than 500 calories per person. Each of their recipes that I produced was delicious and you are given details of their mineral content. The recipes are not costly, and you have to make with fresh products, which aid a healthy diet, but are more expensive than cheaper processed foods. I use these recipes during important occasions such as dinner parties, birthday meals, Thanksgiving, Christmas, Easter, 4th July. In fact I look for any excuse to use these recipes, they are so good! affluent cuisinier recipes are provided by a group of experts who are employed by the business. Recipes are given to their web page every day. Apart from the cooks from the business generating and supplying the recipes to the business?s homepage, you can also find addional information on the net. On my blog I have provided some examples of recipes from their website. As a culinary artist I know the importance of balancing good wholesome foofared with color, palatableness, texture and nutrition. These recipes deal with all these principles. There are also recipes for special diets, such as diabetes and celiacs. So, are you feeling enterprising or just looking for a change? A lot of the recipes are very straightforward and can be prepared with the minimum of cooking experience. Don?t forget, apart from these recipes providing an eating experience, they also provide you with all the essential minerals, such as protein, carbohydrate, fats?coach outlet?, vitamins, minerals and water, which we need on a regular basis to remain hydrated. One of the recipes I have included is Fried Chicken Salad which uses fresh ingredients such as iceberg lettuce, cucumber, green pepper?cheap five fingers?, baby tomatoes?abercrombie and fitch?, radishes, onions and ranch dressing. Now how about that for fresh salad ingredients!

For more ideas go to Pampered Chef Recipes

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Source: http://accesscoastalproperties.com/hedonistic-culinary-artist-recipes/

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New York Real Estate Attorney Using Social Media to Raise Money ...

New York, NY (PRWEB) February 29, 2012

The Guild For Exceptional Children needed help raising money and awareness for their non-profit organization and New York Real Estate Attorney Robert Howe answered the call. When it comes to community Robert Howe always responds swift and strong. Now he is employing digital marketing, social media, and social technology to help him raise money for his charity in the 2012 Rocket Lawyer Attorney Of The Year Awards.

A Brooklyn attorney for 30 years, Robert Howe specializes in real estate, family court, and estate planning. He?s also an active in the local business community, serving as President of the Merchants of 3rd Avenue.Robert has a weekly talk radio show called ?Howe?s New York? and uses social media to educate clients, followers and friends. Rocket Lawyer?s Attorney Of The Year Award honors outstanding local attorneys. Nominees were chosen because of their commitment to community service, transparent pricing, and use of technology to improve their practices.

The Guild For Exceptional Children (GEC) is a non-profit organization dedicated to addressing the needs of children and adults with developmental disabilities and their families. Since 1958, the GEC has provided homes, early childhood education, jobs and support services.

Rising Tide Group is the marketing department for small business. We?re the general contractors who fulfill our clients needs in marketing, public relations, promotions, social media, digital marketing, social technology, and brand building.

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05. March 2012 by TonnFerri141
Categories: Digital Marketing | Tags: Attorney, Charity, Estate, Media, Money, Raise, Real, Social, Using, York | Leave a comment

Source: http://artificialintelligenceseo.com/new-york-real-estate-attorney-using-social-media-to-raise-money-for-charity/

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Hugo Chavez says new tumor was cancerous

In this photo released by Miraflores Press Office Sunday March 4, 2012, Venezuela's President Hugo Chavez, center, salutes various government ministers during a televised speech at an undisclosed location in Havana, Cuba, Saturday March 3, 2012. Chavez appeared Sunday on television for the first time in nine days during which he underwent surgery in Cuba to remove a tumor. Chavez spoke firmly in footage recorded Saturday in Havana. The framed images hanging on the wall behind Chavez are of Venezuela's independence hero Simon Bolivar, right, and Cuban national hero and poet Jose Marti, left. (AP Photo/Miraflores Press Office, Marcelo Garcia)

In this photo released by Miraflores Press Office Sunday March 4, 2012, Venezuela's President Hugo Chavez, center, salutes various government ministers during a televised speech at an undisclosed location in Havana, Cuba, Saturday March 3, 2012. Chavez appeared Sunday on television for the first time in nine days during which he underwent surgery in Cuba to remove a tumor. Chavez spoke firmly in footage recorded Saturday in Havana. The framed images hanging on the wall behind Chavez are of Venezuela's independence hero Simon Bolivar, right, and Cuban national hero and poet Jose Marti, left. (AP Photo/Miraflores Press Office, Marcelo Garcia)

In this photo released by Miraflores Press Office Sunday March 4, 2012, Venezuela's President Hugo Chavez smiles during a televised speech, backdropped by framed images of Cuban national hero and poet Jose Marti, left, and Venezuela's independence hero Simon Bolivar, right, at an undisclosed location in Havana, Cuba, Saturday March 3, 2012. Chavez appeared Sunday on television for the first time in nine days during which he underwent surgery in Cuba to remove a tumor. Chavez spoke firmly in footage recorded Saturday in Havana. (AP Photo/Miraflores Press Office/Marcelo Garcia)

In this photo released by Miraflores Press Office Sunday March 4, 2012, Venezuela's President Hugo Chavez speaks during a televised speech, backdropped by a framed image of Venezuela's independence hero Simon Bolivar, at an undisclosed location in Havana, Cuba, Saturday March 3, 2012. Chavez appeared Sunday on television for the first time in nine days during which he underwent surgery in Cuba to remove a tumor. Chavez spoke firmly in footage recorded Saturday in Havana. (AP Photo/Miraflores Press Office/Marcelo Garcia)

In this photo released by Miraflores Press Office Sunday March 4, 2012, Venezuela's President Hugo Chavez speaks during a televised speech at an undisclosed location in Havana, Cuba, Saturday March 3, 2012. Chavez appeared Sunday on television for the first time in nine days during which he underwent surgery in Cuba to remove a tumor. Chavez spoke firmly in footage recorded Saturday in Havana. (AP Photo/Miraflores Press Office/Marcelo Garcia)

In this photo released by Miraflores Press Office Sunday March 4, 2012, Venezuela's President Hugo Chavez holds up a Saturday copy of Cuban newspaper, Granma during a televised speech at an undisclosed location in Havana, Cuba, Saturday March 3, 2012. Chavez appeared on television Sunday for the first time in nine days during which he underwent surgery in Cuba to remove a tumor. Chavez spoke firmly in footage recorded Saturday in Havana. (AP Photo/Miraflores Press Office/Marcelo Garcia)

CARACAS, Venezuela (AP) ? Venezuelan President Hugo Chavez revealed Sunday that a new tumor recently removed from his pelvic region was of the same type of cancer as a baseball-sized growth extracted from that part of his body about eight months ago.

In his first TV appearance in nine days, Chavez said the surgery and follow-up tests showed the tumor was "a recurrence of the initially diagnosed cancer."

He said the tumor was totally extracted and noted "the absence of lesions suggestive of cancer neither locally, neither in nearby organs, neither far away ... neither metastasis, none of this thanks to God, to the diagnosis and rapid intervention."

The 57-year-old president said he would spend several weeks recovering and then "we are going to do radiation treatment in the area ... without discarding other treatment options."

"There isn't fever nor any other sign, neither infection, hemorrhage," he said. He called the post-surgery healing "perfect in relation to the time that's passed, and we are already doing physical therapy."

Chavez spoke firmly in footage recorded Saturday in Havana while accompanied by various government ministers and older brother Adan Chavez. The president said his recuperation has been "open, progressive and rapid" in the footage aired Sunday in Venezuela.

Chavez said "still it hasn't been six days because the operation ended on the night of last Sunday." He verified the date of the recording by displaying a Saturday copy of the Cuban government newspaper Granma and a similar copy of the Venezuelan government paper Correo del Orinoco.

"We are very optimistic," he said while seated at an oval conference table. "There is a very favorable medical evolution, the vital signs very favorable."

Chavez underwent several weeks of radiation treatment in 2011.

Chavez flew to Cuba for his most recent surgery on Feb. 24, and his absence from the public spotlight since then has sparked speculation about his health. Chavez did phone into a show Friday on Venezuelan state television when he said he was recovering well.

Chavez hasn't specified what kind of cancer he has or exactly where it's located. But cancer specialists say that based on available information, Chavez appears to suffer from a relatively rare cancer known as sarcoma, which tends to reappear in the same location where related tumors are removed.

The president has taken pains to demonstrate unflagging energy in his public appearances as he faces a tough re-election battle this November.

"Everyone who has been operated on knows ... the impact of an operation of various hours," Chavez said in the most recent footage. "And how, above all the first day when the body begins to awaken, the pains begin, the obstacles, after one goes step by step recovering the functions of the body, like I'm recovering."

He added, "Since almost the second day, I began to walk. For this, I say thanks to God, to everybody."

He spoke in a stark, white-walled room, in front of paintings of Cuban independence leader Jose Marti and South American hero Simon Bolivar. With no one taking over his duties in Venezuela, Chavez issued instructions to government ministers and approved the budgets of various state-owned companies.

As he has done in recent weeks, Chavez defended Syrian President Bashar Al-Assad, who has tried to violently crush a popular revolt in much of the Middle Eastern country. Venezuela has at least twice sent shipments of diesel oil to Syria over the past months.

"We continue lamenting the aggressions against Syria," Chavez said, "and the pressure of the United States government and many European countries, failing to recognize the sovereignty of a people such as the Syrian people."

"From here," Chavez said, "we send our solidarity to the Syrian people and to President Bashar Al-Assad."

Later Sunday, at Havana's cathedral, a service was held for Chavez's health.

Chavez is "in good spirts and boosted by the support and love of the Venezuelan people," said Venezuelan Foreign Minister Nicolas Maduro, who was at the service.

In Venezuela, Chavez supporter Johsny Flores said his faith in the leader remains high despite the reports of ill health.

"Cancer is a serious illness, but I know that Chavez has so much love for the country, so much desire to continue with us, that he has going to come out of this," said Flores, a 35-year-old street vendor.

On the other side of the political fence, merchant Tomas Gutierrez followed the example of sole opposition presidential candidate Henrique Capriles and wished Chavez a swift recovery even as he longed for an end to the leader's 13-year rule.

"Another person in his place would be on the floor," the 63-year-old said. "We have to recognize his will power. But also, we hope that he gets better and that Capriles wins and puts an end to this disastrous government."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-03-04-LT-Chavez-Health/id-06380bef148a49ad9f7a096f1ea385b3

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The Facts Concerning Adoption and also Foster Care

by chucky101 on March 3, 2012

Reality ? The amount of youngsters in US create homes on it?s own will be nicely within the 50 percent thousands and thousands and that inhabitants are daily improving. Kids inside similar situations worldwide tend to be perhaps in the millions. A next of those United states youngsters haven?t any lawful mother and father or perhaps households in any way and will probably turn out to be orphans for life unless of course they?re used.
Truth ? 1000s of teens who put in their years as a child in foster properties need to be sent aside after they achieve eighteen years, unhappy as well as with out a loved ones to visit where you can. Absolutely suit arguable whether their in time promote treatment has prepared them to confront lifestyle maturely.
Reality ? Evaluating usage as well as create treatment, youngsters that have to penetrate along with foster families are occasionally instructed to range from 1 loved ones to another due to financial and other restrictions. Meaning in which for the duration of their particular lifestyle as create brothers and sisters, they should accustom on their own to be able to getting uprooted, like youthful crops, from time to time. When adjusting to people conditions is at just about all feasible, has never shown by any kind of good result it?s about these types of youngsters.
Looking at usage as well as foster treatment, even though a certain amount of funding will be offered for kids to enter create attention, the particular construction of this system has been seen as to have numerous flaws which will be too in depth to talk about right here. Adequate for all of us to learn that children who?ve promote mom and dad will not get a actually and also emotionally nutritious environment to cultivate up in.
Reality ? The typical population in the united states for each and every loved ones provides rejected to a few.13 individuals for each and every of the 58 zillion households within 2007 from the 3 major.seventy six people for every with the twenty-six zillion families in 1940.
That produces the whole family human population within 2007 to become 187,800,500 (3.thirteen x 60 zillion). On the other hand in which determine had been ninety seven,760,500 (several.seventy six times twenty six thousand) inside 1940. The total difference is 11,960,thousand.
The number of families in the usa in 1940 has been 26 thousand. Inside 2007 that proceeded to go around 60 thousand. The real difference is actually 34 million. As to be able to believe that all those families have a mommy along with a daddy, there are sixty eight thousand a lot more mother and father these days than in 1940.
The real difference between the quantity of American families within 2007 as well as 1940 will be approximately 34 zillion (58 million ? twenty six thousand). Let?s assume that you will find mother and father for those households you can find 68 thousand a lot more mom and dad in America today compared to 1940.
In the interest of discussion and also purely in the light method, we see which these days, between 1940 and ?07, The usa ceased incorporating kids to it?s authorized population. We now have sixty eight thousand mother and father a lot more today and have simply 14,960,000 more people registered inside households.
Which is needless to say, blatantly wrong. However it is a strong indication that someplace along the line, the quantity of homeless and also parentless children has grown geometrically, leading to those figures. Furthermore we need to consider that doesn?t all families possess a couple of mom and dad.
Fact ? Evaluating ownership and create attention, these days the federal government is at favor associated with usage instead of create look after homeless children. That is obviously because the youngsters possess a better opportunity to create while they should after they turn out to be long term member of a family group. The particular financial assistance given to be able to kids who?re used lengthen all the way in to the pre-adoption techniques; the home research, legal court costs and others. In addition to that there are furthermore submit-usage money.
If you were thinking of taking on kids, you need to take the time to see a business or perhaps internet site that will help you in attaining this particular extremely deserving desire.
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Source: http://articlewwe.info/the-facts-concerning-adoption-and-also-foster-care/

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Fundamental Home Improvement Ideas To Improve Security And ...

It seems that half the fight of getting the home improvement task started involves only a few things. First, so many people are way too busy and only dream about what they would like to do. Next, there is the matter of money and possibly the know-how. Quite a few people need to determine what we are skilled at, eager to try out and then finally if a carpenter should be called. Each of individuals is a very no-nonsense and universal question, as they are things that many people ponder over. Nevertheless, you want to persuade you to learn how to do as much as you possibly can. Additionally, you are proficient at a lot more stuff than you probably are aware of, when it comes to small remodels. For professional window replacement get in touch with Roswell replacement windows.

Here is a terrific way to brighten up the home for your kids, or simply add an attractive accent to your areas. Wallpaper cut, and wallpaper, put into the walls of the room can brighten up its appearance dramatically. A number of companies focus exclusively upon wallpaper for children, making designs and colors that they will enjoy. Most of the time, you are able to shop for wallpaper online. They will have an assortment of colors and styles available on many websites. It is fun to choose the different types of trim. There are many designs available. Don't use anything that will overwhelm the room itself. Just try to choose what you think will work best with your kid's room.

Maybe you have experienced the aggravation of hanging pictures on walls, only to find out you missed the actual wall stud. For quite a few years, drywall has been manufactured about a quarter in . thinner than before.

Standard drywall thickness is only half an in . and that is not quite heavy enough for hanging heavy items on the wall. One way to guarantee that you'll always place fingernails in wooden walls studs is to get the stud finding contraption. You want to be certain that things are safe and sound and you want to inhibit yourself through useless holes in your walls that occur because you selected the incorrect hanging spots. For a wide choice of replacement windows contact replacement windows Roswell.

If you live in a frosty climate, then here is a simple home improvement project, which is simple and will keep you toasty. This project involves installing a heat lamp in your bathroom ceiling having a separate light switch for control. You will utilize this to stay comfortable when you get out of the bath or shower.

This sort of comfort-related improvement does not cost as much as you may think. Together with wiring to broadened electrical switch real estate, this lamp is fairly simple to install. Once you partake in the nice and cozy feeling that it provides after getting out of the bath on a cold winter season night, you won't ever want to live without it.

Staying secure with lots of home improvement projects is a great way to keep your family secure. Investing a lot of cash right into a security system is not necessary which is very good to know. All that you should do is determine what you need for your home as well as install it as soon as possible. Doing research on the web should be done in advance so that you get exactly what you need.

Source: http://www.blackdiamondinterior.co.za/?p=1213

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Onlive Desktop comes to Android tablets, brings Microsoft Office along for the ride

Good news today for Android tablet owners with OnLive Desktop envy: the cloud-based service, which recently hit the iPad, is coming to select tablets running Gingerbread and higher. The app uses the company's remote gaming technology to bring a number of desktop apps to the tablet, including Word, Excel, PowerPoint and Adobe Reader. It comes in a number flavor, including free, Desktop Plus ($4.99), Dekstop Pro (starting at $9.99) and an enterprise version. OnLive Desktop'll work with Acer Iconia Tab A500, ASUS Eee TF101, Motorola Xoom, Samsung Galaxy Tab 8.9 and 10.1 and HTC Jetstream. More info after the jump.

Continue reading Onlive Desktop comes to Android tablets, brings Microsoft Office along for the ride

Onlive Desktop comes to Android tablets, brings Microsoft Office along for the ride originally appeared on Engadget on Thu, 01 Mar 2012 14:08:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/03/01/onlive-desktop-comes-to-android-tablets-brings-microsoft-office/

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Home-improvement grants available | The Carrboro Citizen

Chapel Hill WISE is a program designed to help homeowners save energy and money by making simple improvements and is offering grants to homeowners to improve energy consumption over the summer.

Chapel Hill residents in owner-occupied, single-family detached structures may qualify for grants up to $1,500 to help pay for energy assessments and improvements that will lower utility bills. Improvements may include envelope air sealing, insulation improvements and duct sealing.

To learn more visit townofchapelhill.org/wise.

Source: http://www.carrborocitizen.com/main/2012/03/01/home-improvement-grants-available/

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Cook healthier, not harder

By Kristy Alpert?

March is National Nutrition Month, and there are plenty of small ways you can make your cooking habits healthier, from using choosemyplate.gov? to help keep portion sizes under control to bulking up pasta sauces with vegetables.

?Healthier eating can be as easy as identifying one part of your diet that could use improvement,? says Jennifer Hofmann, a registered dietitian from Cherry Valley, Illinois. ?I always encourage clients to change one thing at a time, as completely transforming your diet all at once can seem like a daunting task. Making just one dietary improvement at a time usually results in a more sustainable behavior change.?

Luckily, healthy eating doesn?t have to mean extra hours spent in the kitchen, and it definitely doesn?t mean you?ll be eating boring foods; healthy eating actually broadens your palate and offers a variety of foods to choose from. All it takes is a little thought. ?Plan, plan, plan ahead!? Hofmann advises. ?Taking just a half hour on the weekend to plan out your menu for the week?can result in a much healthier diet overall. Also, making an effort to portion out your plate appropriately can make a huge difference.? She advises her clients to follow the guide from choosemyplate.gov and recommends filling each plate with ? fruits and vegetables, ? with lean protein, and ? with some type of 100 percent whole grain product.

When it comes to eating healthier, sometimes the trick can be substituting healthier items in your regular recipes. Here are a few of Hofmann?s favorite substitutions to drastically reduce calories, fat, and sodium.

• Use fat free/skim milk in place of whole or 2% milk and as a substitute for full fat coffee creamer.
• When baking, substitute some or all of the fat with applesauce or pureed prunes/black beans [it?s surprisingly good!].
• Reach for the orange instead of the orange juice. ?Eating a whole piece of fruit instead of drinking juice will not only save you calories, but will also result in a higher fiber intake and greater feeling of satiety,? Hofmann adds.
• Serve your favorite high-calorie foods in a smaller serving dish. For example, eat ice cream out of a small ramekin or enjoy a bite size piece of dark chocolate instead of a king-sized candy bar.
• Bulk up pasta, sauces, or meat dishes with vegetables! Dice up some onions, green and red peppers, tomatoes, or carrots and add them to meatloaf, spaghetti sauce, or other pasta dishes.
• Taste before you salt! Reach for sodium-free seasonings (such as garlic, basil, thyme, pepper, etc.) to flavor your foods.
• Avoid canned or other highly processed foods. Fresh is best when it comes to sodium intake.

Changing your eating habits now doesn?t have to be a total diet makeover, in fact, like Hofmann suggests, it can be as simple as a few substitutions. ?Healthy dietary changes can have positive effects on your whole family, especially young and impressionable children,? she adds. ?The sooner you start with your healthy diet, the more likely your children will choose these same healthier habits in their lives.?

Source: http://associaliving.com/2012/03/cook-healthier-not-harder/?utm_source=rss&utm_medium=rss&utm_campaign=cook-healthier-not-harder

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Harvard group seeks degrees for gays expelled (AP)

[unable to retrieve full-text content]AP - Students and faculty at Harvard University are urging administrators to award posthumous degrees to seven students expelled from the Ivy League school in 1920 because they were gay or perceived to be gay.

Source: http://us.rd.yahoo.com/dailynews/rss/celebrity/*http%3A//news.yahoo.com/s/ap/20120228/ap_en_ce/us_harvard_gays_expelled

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The Value of Home Remodeling | Home Improvement

Many individuals are considering home remodeling rather than looking for a new home.? You might have considered relocating because you are tired of seeing the same things.? Why don?t you try home remodeling? It will change your perspective on moving right away. Home remodeling is something which even some find therapeutic as it forces you to put your creativity and imagination to good use, and change does wonders to anyone. It does not have to be a full-blown home remodeling.? It could just be a simple bathroom remodeling or bathroom upgrade, a new counter in the kitchen. Change ushers in a breath of fresh air?in this case, in one?s own home.

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Do you hire a designer or do it yourself?

Home remodeling allows you to design your own home with or without the aid of a designer. If you are confident in your home remodeling design skills, then it is better to do it yourself than hire a designer whom you will clash with for not agreeing on the design you have in your mind. It is your space anyway, so you should be the boss in this case.

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Take into consideration other people?s preferences

What you have to consider about any remodeling is that if there should come a time where you will be forced to move, your home should be sellable. Design it in such a way that it will appeal to other people as well. If the house you live in now is built to accommodate a family, then make it as homey as possible. If what you have now is a flat that is fitting for a bachelor, try to make it appear appealing to another bachelor.

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Recovering remodeling expenses

Before the downfall of the market some remodeling projects recovered the costs once you sold your home. Take as an example a minor remodeling of your kitchen which could recover an average of at least ninety-three per cent when it went on sale. Meanwhile, minor bathroom remodeling recovered an average of ninety per cent, and a bathroom upgrade recovered at least eighty-six per cent. If your home had a basement and you had it remodeled, you could recover around seventy-nine per cent once your home goes on sale. Possibly these figures will come back into play if and when the housing market recovers.

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Of course those digits only gives you an idea of what you could gain back should you put your remodeled house on sale. And there are a lot more considerations as to how your home remodeling plans will account once your house goes up for sale.

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Which areas of the house should have major remodeling?

If you are planning on remodeling your home for more comfort and improved utility, then you should really be picky as to what aspects of the house need utmost attention. If you have not made up your mind as to what sort of modeling you are planning on doing, consider the fact that some home remodeling projects recover more expenses?kitchens and bathrooms fall under this category. That is why you have to pay extra attention once you go for the bathroom remodeling or a bathroom upgrade. Bathrooms are the longest to make or fix and once something goes wrong?especially with plumbing, you will have a lot of problems and not to mention expenses in the future. So if possible, try to supervise the people you have hired.

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Do not just consider recovering the expenses once your house is up for sale. As much as possible, make a budget and stick to it. You can still have a better looking home with home remodeling, bathroom remodeling or a bathroom upgrade even if you are on a tight budget. Learn to ask around for the best quality of materials, at a reasonable price, for your remodeling project.

Related Remodeling Articles

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Source: http://www.buysdc.com/the-value-of-home-remodeling/

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